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Your Realtor's Lender/Broker may not be the best for you in getting a mortgage for your purchase: There are many good Realtors that have the best interest for their clients, but sometimes the Realtors preferred lender is not the best person to do the job of getting a mortgage. A good Realtor should never put pressure on you to use their lender only, but allow you to shop around for the best deal for you. They should help you review the different quotes from multiple lenders, service history of getting loans closed on time, and the knowledge and experience of the Loan Officer (LO), PLO, or LM. We would like you to give us the opportunity to quote you a Loan Estimate based on an apples to apples analysis for your unique purchase. As a rule we will save you thousands on dollars in closing close and get you a better rate. Just one call to us could save you thousands. This is our promise to you - Great Rate, low cost, and best service since June of 2005 We at Advocate Home Loans, Inc. (NMLS # 315362) have never put our customers at risk by putting them in a high risk or bad mortgage. All loans that are closed are reviewed by Michael Dean Wilder to make sure they are the best loans for our customers. We have never done: 1. Sub-prime/Non QM Mortgages 2. Option ARM's Mortgages 3. Talked a customer into an ARM We do not charge junk fees or change the Loan Estimate at closing. We have never had a complaint written to us directly or filed with the state from a customer. The mortgage that you get is a loan we would do for ourselves. You have my word on it. Michael Dean Wilder, President/Owner Call Us Today To Help You Navigate
Through The Mortgage Minefield We at Advocate Home Loans, Inc. can help you get a loan at a great rate. Loans are much harder to get today, but we understand the market and can get you approved. Check our 30 year fixed rates. They are the among the BEST in the industry today. Also call about our FHA, VA, and USDA mortgages. Why Choose Advocate Home Loans, Inc.? Why pay thousands of dollars in points to get a mortgage from our competitors when you can get the same rate at Advocate Home Loans, Inc. with no point or even no Loan Cost? You may ask, "How do you do it?" Simple, we make less money per loan and pass the savings on to you by giving you a lower rate. You will not pay for any origination points. Yet, you have the option to pay extra to get a lower rate. For example, if you have a $350,000 mortgage you pay $0 in origination fees not $3,500 or higher. Call us today for an appointment. Also, ask about our No Loan Cost Mortgages. We also offer mortgage consulting for those who are looking and/or have signed with another mortgage company. We will be your "advocate" to help protect you in a "bait and switch" situation which could save you thousands of dollars. Privacy Policy Notice: Protecting
your private information is our priority. This Statement of Privacy applies to
the www.advocatehomeloans.com and Advocate Home Loans, Inc. (NMLS # 315362) and governs data
collection and usage. For the purposes of this Privacy Policy, unless otherwise
noted, all references to Advocate Home Loans, Inc. include
www.advocatehomeloans.com. The
Advocate Home Loans, Inc. website is a News, Rates & APR, cost and other information site and not designed to collect mortgage application information.
By using the Advocate Home Loans, Inc. website, you consent to the data practices described in
this statement. Collection
of your Personal Information We do not collect personally
identifiable information from our users indirectly. We may gather some non-personal
and personal information in the future directly from the user with their full authorization. This information will be used only for the purpose of doing a Pre-approval Letter, Fees Worksheet Quotes, Loan Estimate , or full loan application for a mortgage.
Information
about your computer hardware and software WILL NOT be automatically, directly or indirectly collected. This information not collected can include:
your IP address, browser type, domain names, and access times referring website
addresses. Other information is used for the operation of the service, to
maintain quality of the service, and to provide general statistics regarding
use of the Advocate Home Loans, Inc. website. Advocate Home Loans, Inc.
encourages you to review the privacy statements of websites you choose to link
to from Advocate Home Loans, Inc. so that you can understand how those websites collect, use and
share your information. Advocate Home Loans, Inc. is not
responsible for the privacy statements or other content on websites outside of
the Advocate Home Loans, Inc. websites. Security
of your Personal Information Mortgage information can be collected
by using DocuSign, EASEDocs, Dropbox, fax, and all pdf application papers set by lenders are password protected.
Advocate Home Loans, Inc. secures your personal
information from unauthorized access, use or disclosure.
Children
Under Thirteen and under Eighteen Advocate Home Loans, Inc. does not knowingly
collect personally identifiable information from children under the age of
thirteen and under Eighteen. If you are under the age of thirteen or under eighteen, you must ask your parent or
guardian for permission to use the website.
Opt-Out
& Unsubscribe We respect your privacy and give
you an opportunity to opt-out of receiving announcements of certain
information. Users may opt-out of receiving any or all communication from Advocate Home Loans, Inc.
by contacting us here: - Web
page: www.advocatehomeloans.com - Email:
Michael@advocatehomeloans.com - Phone:
877-224-3450 Changes to this Statement Advocate will occasionally update
this Statement of Privacy to reflect company and customer feedback. Advocate
encourages you to periodically review this Statement to be informed of how
Advocate is protecting your information.
Contact
Information Advocate Home Loans, Inc. welcomes your questions
or comments regarding this Statement of Privacy. If you believe that Advocate Home Loans, Inc.
has not adhered to this Statement, please contact Advocate Home Loans, Inc. at:
Advocate Home
Loans, Inc. 11774 Whatta View Place Riverton,
Utah 84065
Email address: michael@advocatehomeloans.com
Telephone: 877-224-3450
Effective as of May 5, 2014 Call us today toll free at 877-224-3450
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