Advocate Home Loans, Inc.  NMLS # 315362  -  Toll Free 877-224-3450

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No Orig. Cost/Fee Loan: 
Get Started:
Current Rate:

What is a no Loan Cost mortgage? Is it right for me?
3.750% & up for 30 yr.

     No Loan Cost

We have Conforming, FHA, VA,
High Balance, Jumbo, USDA loans.

Save Money!

3.750%*          *APR 3.750% 30-Year Fixed in Jan 2020 with No Orig. Fee/pts.


Calculate Your Options
Figure out your monthly payment in advance by estimating your loan amount, interest rate, and length of mortgage.
Your Loan Advocate
Let us be your advocate and determine if you are getting the best rate and loan possible. We will look over your current loan situation and give our opinion whether or not it is legitamate.

Another one finished.
Hi Michael,
We did finally get it done.  I appreciated all your efforts, it was a pleasure working with you.
Have a great christmas.
Allen C.
17 December, 2016

Another happy client!


 I am happy my loan funded today!!! I would go celebrate but I have to work all this weekend. Thanks for your hard work. I never realized what a headache that could be (second subordination from Chase). I even gave Chase the Good Faith to see if they could match and could not even come close. If you ever need a reference, I am willing to help. Thanks for the GREAT LOAN!!! 




11 September, 2016
David H.
You truly have the best rates/closing costs around.
I just wanted to let you know how grateful I am for all of you help.  My wife and I love the new house and we couldn't be happier.  We both appreciate how willing you were to walk us through the process.  Everybody that we worked with was so impressed on how professional and quickly you worked.  You truly have the best rates/closing costs around.  I will always recommend you to my friends who are looking to refinance.  Keep in touch.
Greg A.
05 September, 2016

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  Advocate Home Loans, Inc. (NMLS # 315362) is committed to giving you some of best rates, lowest Loan Cost, and timely service in the industry today. When we give a Loan Estimate (LE) and lock the rate, we will guarantee (no bait and switch here) the rate and LE reported Loan Cost (title cost not included and no change in documentation). We want your business today and tomorrow, also from your family, friends, and associates. Our company is based on repeat business and referrals. We do apply the “Golden Rule” and maintain the highest level of integrity, trust, and professionalism as a licensed mortgage broker.
Equal Housing Opportunity