Advocate Home Loans, Inc.  NMLS # 315362  -  Toll Free 877-224-3450

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No Orig. Cost/Fee Loan: 
Get Started:
Current Rate:

What is a no Loan Cost mortgage? Is it right for me?
4.875% & up for 30 yr.

     No Loan Cost

We have Conforming, FHA, VA,
High Balance, Jumbo, USDA loans.

Save Money!

4.875%*          *APR 4.875% 30-Year Fixed in Oct 2018 with No Orig. Fee/pts.


Calculate Your Options
Figure out your monthly payment in advance by estimating your loan amount, interest rate, and length of mortgage.
Your Loan Advocate
Let us be your advocate and determine if you are getting the best rate and loan possible. We will look over your current loan situation and give our opinion whether or not it is legitamate.

A satisfied client!

Hi Michael,


I just wanted to send you a note and thank you for getting my mortgage refinanced efficiently. After a little confusion on the paperwork was worked out, everything went perfect. You did what you say you’d do and I am very satisfied. Thanks for seeing it through. I look forward to working with you in the future. Keep me on your list because if rates drop in the future I’d like to do this again.


15 July, 2016
Chad B.
A second time was a success.

Everything signed this morning. I gave your name to another. Did he get in touch with you?

I really hope we are talking again in six months.

Mark P.

08 July, 2016

One of the easiest loans!

This has been one of the easiest loans we have ever done (excluding the awful appraisal).... I can't thank you enough!!!! 

Therese M.

09 June, 2016

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  Advocate Home Loans, Inc. (NMLS # 315362) is committed to giving you some of best rates, lowest Loan Cost, and timely service in the industry today. When we give a Loan Estimate (LE) and lock the rate, we will guarantee (no bait and switch here) the rate and LE reported Loan Cost (title cost not included and no change in documentation). We want your business today and tomorrow, also from your family, friends, and associates. Our company is based on repeat business and referrals. We do apply the “Golden Rule” and maintain the highest level of integrity, trust, and professionalism as a licensed mortgage broker.
Equal Housing Opportunity