Advocate Home Loans, Inc.  NMLS # 315362  -  Toll Free 877-224-3450

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No Orig. Cost/Fee Loan: 
Get Started:
Current Rate:

What is a no Loan Cost mortgage? Is it right for me?
4.875% & up for 30 yr.

     No Loan Cost

We have Conforming, FHA, VA,
High Balance, Jumbo, USDA loans.

Save Money!

4.875%*          *APR 4.875% 30-Year Fixed in Oct 2018 with No Orig. Fee/pts.


Calculate Your Options
Figure out your monthly payment in advance by estimating your loan amount, interest rate, and length of mortgage.
Your Loan Advocate
Let us be your advocate and determine if you are getting the best rate and loan possible. We will look over your current loan situation and give our opinion whether or not it is legitamate.

Real People, Real Service, Real Savings!
"I have used Michael Wilder with Advocate Home Loans for all of my various loans over the past 4 years. I have been so pleased that I have also sent many family members and friends to him. Michael consistently offers me the best rates and I particularly appreciate the way Michael goes the extra mile to make sure the loans close quickly and painlessly. Michael has excelled even when presented with challenging loan circumstances. I recommend him without hesitation to anyone seeking a home loan or refinance."
05 March, 2016
Bentley P.
Let your story be next!

This was the second home I purchased in the past 4 years. My family and I just moved to Utah from Hawaii and we were looking for a good lender. After speaking with Michael from Advocate Home Loans, Inc. I knew we found the right company. He was upfront about all the fees and was always available to answer my questions. After comparing his rates with two nationally known mortgage companies I estimated that my savings with Advocate Home Loans, Inc. was roughly $2800 in points, not to mention that I received a lower interest rate over the life of the loan.

I was skeptical at first, thinking that his offer was to good to be true. In the end everything went smoothly and the numbers were exactly as we discussed. To top it off on the day of the closing Michael gave me instructions to call him on his cell phone if anything came up. I happened to know that it was his daughter's graduation that day. That is customer service!

09 January, 2016
Andrew R

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  Advocate Home Loans, Inc. (NMLS # 315362) is committed to giving you some of best rates, lowest Loan Cost, and timely service in the industry today. When we give a Loan Estimate (LE) and lock the rate, we will guarantee (no bait and switch here) the rate and LE reported Loan Cost (title cost not included and no change in documentation). We want your business today and tomorrow, also from your family, friends, and associates. Our company is based on repeat business and referrals. We do apply the “Golden Rule” and maintain the highest level of integrity, trust, and professionalism as a licensed mortgage broker.
Equal Housing Opportunity